Solutions
The Next Wave Of Internet Banking
To meet the challenge of creating an effective online banking service offering that meets the requirements of a sophisticated customer and is also secure.Download
Enticing SMEs- The Online Banking Way
The basic idea is that owners of businesses are retail customers of the bank. On-line SME Banking offering is effectively a toned up version of the Retail Internet Banking offering.Download
Managing Security in Mobile and Wireless Services
In the increasingly competitive corporate landscape, the quest for ways to continuously increase revenues, cut costs, speed up transactions and reduce operational errors has meant a flood of technological innovations…Download
SOA Plug-and-Play Services
Untangling the morass of legacy systems powering large banks need not hold up progress and innovation, thanks to the increased adoption of Web services and Service-Oriented Architecture (SOA). Download
Partner Portals – What's in it for Banks
Banks are increasingly using partners to expand business and enhance efficiency. A partner portal provides a common eco system and extends bank’s reach so as to provide seamless and efficient transactions with partners.Download
Consumer e - Banking
Finacle consumer e-banking solution is a proven Internet and mobile
solution for retail banking customers. Built on new-generation technology,
it provides a single unified view of the customer's many relationships
with the bank. The solution provides high flexibility for customization
and robust security features.
This solution can be interfaced with any core banking solution directly or through
an industry standard middleware. It provides banking customers real time access
to their relationships with the bank such as account inquiries, fund transfers,
credit cards, mutual funds payments and remittances. It enables them to make payments
to individuals or institutions, and other general payments on-line. It also has
a powerful Electronic Bill Presentment and Payment (EBPP) module, designed to help
customers make their utility bill payments. In addition, the powerful Finacle
alerts solution provides two-way multi-channel (SMS, WAP, e-mail, fax and voice)
alerts.
Built on industry-standard platforms J2EE and .NET, the solution is platform
independent. It is also highly secure and supports different authentication mechanisms.
Key Modules
- Core Module
- Payments Module
- Credit Card and Mutual Fund Modules
- Electronic Bill Payment and Presentment (EBPP) Module
- Alerts Module
- Security Features
- Mobile Banking
Business Benefits
Improved Cross-sell FrameworkThe solution offers a unified view of the customer, allowing single point access to all the relationships the customer has forged with the bank, including mutual funds, insurance and credit cards. The customer-centric architecture enables the bank to launch a one-stop financial portal for its customers. This effectively supports true relationship banking, providing a robust framework for cross-sell opportunities.
Business Agility
Built on industry standard platforms J2EE and .NET, the solution provides the bank tremendous flexibility to extend its product portfolio and customize the solution according to requirements. The architecture of the solution enables the bank to write business rules once and deploy them anywhere, add new rules, modify existing ones or integrate them with other applications seamlessly. All this enhances agility of operation, helping the bank identify new opportunities and roll out new products.
Robust Security
The solution offers extensive application security features and provides a robust framework to integrate with specialized security software. This enables the bank to confidently offer products that are highly secure and geared to withstand the onslaught of security threats that abound around Internet transactions.
Customer Delight
With the growing popularity of mobile devices, banks can offer the convenience of anywhere- anytime banking, using WAP or SMS. Customers can query on account balances and make fund transfers. Banks can also proactively send timely information to customers in a completely secure environment, whenever a customer-defined event occurs.
Solutions
Core Banking
Success Story
Marching Towards Leadership
In its determination to continue to leverage on a robust IT infrastructure designed to achieve excellent service delivery to its teeming clientele, UBA opted for Finacle universal banking solution, comprising core banking, corporate e-banking, alerts, CRM and treasury solutions.
